Strategic Credit Restoration for Future Homeowners
We turn credit denials into mortgage approvals. Based in Platte City, Scudder Strategic LLC provides the roadmap to your new home.
Missouri Registered & Bonded Credit Service Organization
Forensic Credit Audit
We perform a line-by-line audit of your reports from Experian, Equifax, and TransUnion to identify every reporting error and scoring opportunity.
Law-Based Disputes
Leveraging the FCRA and FDCPA, we challenge inaccurate and obsolete information. Our strategic approach forces bureaus to follow federal law.
Mortgage Integration
The goal is a "Yes" from your lender. We stay in sync with your loan officer to ensure your credit profile meets the specific requirements for your home.
Partnering with Mortgage Professionals
Don't let a "No" from underwriting be the end of the road. We specialize in turning your credit-challenged leads into closed loans.
- Status Updates: Stay informed on your client's progress toward their target score.
- Client Retention: We act as a bridge—once they are "Mortgage Ready," we send them straight back to your desk.
- Co-Branded Strategy: We work within your specific lender overlays to ensure no time is wasted.
Common Questions
How long does the process take?
Every profile is unique, but the average timeline to become mortgage-ready is 4 to 6 months.
Do you charge upfront fees?
No. In compliance with the CROA and Missouri law, we only charge for work that has been completed.
Can I apply for a loan while in the program?
We coordinate directly with your Loan Officer to determine the best timing for your re-application.
Real Results for Real Clients
We don't just "fix" credit. We execute a strategy to get our clients mortgage-ready. Here is a look at recent successes from the Northland area.
Client: First-Time Homebuyer (Platte City)
Outcome: Removed 4 medical collections and 1 charge-off. Secured FHA financing in 5 months.
Client: Veteran / VA Loan Re-finance
Outcome: Successfully disputed inaccurate late payments from 2021. Client qualified for the lowest available interest rate.